Terms of Service
Last Updated: October 15, 2023
Welcome to Xamusu Rewaci. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing or using the Xamusu Rewaci platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you may not use our services.
2. Description of Services
Xamusu Rewaci provides financial education services, including but not limited to:
- Budget planning tools and resources
- Expense tracking systems
- Financial literacy educational content
- Investment education materials
- Personalized financial guidance
Our services are educational in nature and do not constitute financial advice.
3. User Accounts
To access certain features of our services, you may need to create an account. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Providing accurate and complete information when creating an account
- Promptly updating your account information if it changes
4. Subscription and Payments
Some of our services require payment of fees. By selecting a paid service, you agree to pay the specified fees.
- Subscription fees are billed in advance on a recurring basis
- All fees are exclusive of applicable taxes
- We reserve the right to change our fees at any time with prior notice
- You may cancel your subscription at any time, but no refunds will be provided for partial subscription periods
5. Intellectual Property Rights
All content, features, and functionality available through our services are the exclusive property of Xamusu Rewaci and are protected by intellectual property laws.
You may not:
- Copy, modify, or create derivative works of our content
- Use our content for commercial purposes without permission
- Remove any copyright or proprietary notices
- Reverse engineer or attempt to extract source code from our services
6. User Conduct
You agree not to engage in any of the following prohibited activities:
- Violating any applicable laws or regulations
- Infringing upon the rights of others
- Interfering with or disrupting our services
- Attempting to gain unauthorized access to our systems
- Uploading or transmitting viruses or malicious code
- Engaging in fraudulent or deceptive practices
7. Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without warranties of any kind. Xamusu Rewaci does not guarantee that:
- The services will meet your specific requirements
- The services will be uninterrupted, timely, or error-free
- The results obtained from using our services will be accurate or reliable
- Any errors in the services will be corrected
8. Limitation of Liability
To the fullest extent permitted by law, Xamusu Rewaci shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use or inability to use our services
- Any unauthorized access to or use of our servers
- Any interruption or cessation of transmission to or from our services
- Any bugs, viruses, or similar that may be transmitted through our services
- Any errors or omissions in any content
- Any loss or damage of any kind incurred as a result of using our services
9. Indemnification
You agree to indemnify and hold harmless Xamusu Rewaci from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.
11. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes through our services or by other means. Your continued use of our services after such changes constitutes acceptance of the new Terms.
12. Contact Information
If you have any questions about these Terms, please contact us at:
Xamusu Rewaci
123 Cyber Avenue, Toronto, ON M5J 2S8
Email: legal@xamusu-rewaci.sbs
Phone: +1 4375310018